What Makes Truck Accident Claims Expensive?

When it comes to vehicular accidents, truck accidents are often the most catastrophic, leading to serious injuries and extensive property damage. Consequently, truck accident claims tend to be significantly more expensive than other motor vehicle accident claims. That is why it is essential to seek the assistance of a Des Moines truck accident lawyer if you are a victim of an accident involving a truck.

Here are the main reasons why truck accident claims are expensive:

1. Severity of Injuries

Due to their size and weight, trucks can cause devastating injuries when they collide with smaller vehicles. So, these injuries often require extensive medical treatment, including emergency care, surgeries, long-term therapy, and rehabilitation. Moreover, the cost of this medical care can quickly add up, making the medical component of a truck accident claim quite high.

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2. Prolonged Recovery Periods

The severe injuries sustained in truck accidents often mean victims need a longer time to recover. During this period, they may be unable to work, leading to lost wages that can be claimed as part of the accident compensation.

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3. Permanent Disability or Disfigurement

In some cases, victims may suffer injuries so severe that they lead to permanent disability or disfigurement. In fact, this not only affects their quality of life but also their ability to earn a living. So, the compensation for such life-altering consequences can significantly increase the value of a truck accident claim.

4. Extensive Property Damage

Trucks can cause significant damage to other vehicles involved in the accident due to their size and weight. Repairing or replacing these vehicles can be costly, adding to the overall claim amount.

5. Emotional Distress and Pain and Suffering

Truck accident victims often endure significant physical pain and emotional distress. They may develop mental health issues like depression or post-traumatic stress disorder (PTSD). In fact, the compensation for these non-economic damages is subjective and can substantially inflate the cost of a truck accident claim.

6. Legal Complexity

Truck accident claims are more legally complex than standard car accident claims. This is because truck accidents often involve multiple parties, including the truck driver, trucking company, and insurance companies. So, navigating these complexities can necessitate the involvement of legal professionals, increasing the claim’s cost.

7. Punitive Damages

In instances where the truck driver or the trucking company acted egregiously or negligently, punitive damages may be awarded. These are not meant to compensate the victim but to punish the wrongdoer and deter similar behavior in the future. While not always awarded, when they are, they can significantly increase the value of a claim.

So, there are several factors that can contribute to the high cost of truck accident claims. The severity and lasting impact of injuries, extensive property damage, emotional distress, and the legal complexities involved all play a part. Despite the daunting costs, it’s crucial for victims to remember that they have the right to seek compensation for their losses following such a traumatic event.